Budget

I saw a recent post on how to know if you have too much money. Check it out at Five Signs You Have Too Much Money.  Its a fun article but if you read between lines, there is a pointed message to the overspenders of this world. Its good to spend, but do this understanding your limits.

I started reading it to pass time, but slowly got engrossed. I could soon identify some people around me with these examples. In some cases, it also made me look inward and take stock of my personal expenses. Time and again, such articles get you thinking and in effect, help you mend your own ways. This ones a good read for those seeking some timely lessons in life!

For the interested, “Women and Money” author Suze Orman is making news with a new relationship. No I do not mean a personal one…..Suze Orman is now partnering with TD Ameritrade. She will be promoting their account and providing the save yourself plan to subscribers. You can get the details here at Suze Orman Teams Up With TD Ameritrade.

I have been watching her call-in show for sometime, although not religiously. I am not so sure how well people relate to this show but I guess the information is handy. You definitely get a tip or two when it comes to personal finance, don’t you? I think it would be interesting to know how many people have actually benefitted from this advice practically. Its good to hear it from some one who is an authority on the subject but implementation is the key, remember?   Check the article at Suze Orman Teams Up With TD Ameritrade

Have you ever thought of credit card arbitrage? I mean balance transfers here.

I used to wonder how to make sure that I am gaining money through balance transfers and not making the credit card company rich instead. And most importantly, I wanted to know which cards would provide the best balance transfer options in my given situation. I found some answers to my query at Best Credit Cards for 0% Balance Transfers.

This article provides quite a few interesting  tips to follow while selecting a card from an  arbitrage perspective. Things like avoiding fees and interest and checking that these cards do not charge you any annual fees. Worth a read….check it out.

All this while I have been reading about credit cards and the menace they can cause. Higher debts that is. 

Most advisors have been preaching about monitoring your expenses closely. I too have been watching my pocket and trying to implement some of those tips myself. And to be honest, I did manage to keep a few expenses under control….but the temptation to swipe my card is a difficult thing to resist; some thing that requires a high amount of disipline!

More on that later. Here is a question. How many of you think you know all the facts about credit cards and are equipped to use them wisely? Well, for starters, I stumbled across  few things I was fascinated to know about credit cards, in general, and a few other things that confirmed that credit card companies are getting richer due to my inability to resist the temptation to swipe it. Take a look at this article and you can judge for yourself…all about credit cards! Read this and let me know your opinion.